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Do you…

...want to go back to school to further your education in order to get a better job?

...want to start your own business?

...wish you could purchase your own home?

...struggle to save enough money to attain your goals?

You might be interested in the Individual Development Account (IDA) program.


FAST TRACK NOW AVAILABLE! Double your savings and complete the program early! Get the things you need faster! Call Yvette Johnson at 1-800-826-7871 for more information.


The IDA program is a four-year savings plan intended to help families with limited income to develop a budget, set goals, establish savings habits and invest money in an asset.

Some of the requirements of the program are that you must be a resident of Indiana, have earned income and are able to put a small amount into the program on a monthly basis.

For each dollar saved, up to $300 a year, the program will match it with three dollars. This means, if you successfully save $300, then the program will match it with $900, totaling a combined savings of $1,200.

If you complete the four-year program at the current rate of match, you would have approximately $4,800.00 to invest in an asset (business, education, homeownership).

Am I eligible? 

Yes, if you are:

• Employed – part or full-time
• An Indiana Resident
• Below 200% of the Federal Poverty Guidelines based on household size (see chart below)
• Able to save a minimum of $25 per month
• Meet minimum screening requirements